Personal Insurance

Protecting you and your loved ones with the right cover.

Your cover’s important, but so is your time.

The world of personal insurance in New Zealand is so busy with providers, policies and promotions. So how do you know what cover to choose? Sure there are comparison websites out there, but none of these can completely understand you or your family’s specific circumstances to make the best recommendation.


Leave it to us - we love this stuff.

Whether you’re covering life, illness, income loss or your mortgage, ClickCover will source the insurance that’s most appropriate for you - not anyone else. Our expert advisers review policy wording, exclusions and other elements of products and make expert recommendations on the insurance that will meet your needs.

Online Advice tool


Hassle-free cover


Jargon-free advice


An Online Advice tool for personal insurance.

For the typical Kiwi, there’s limited time to go through insurance options and make an informed decision. That’s why ClickCover combines the convenience of Online Advice and expert advisers to bring Kiwis the best personal insurance service possible. Simply fill out some details about you and your cover needs and we’ll be in touch to do the rest!


People are at the centre of everything we do.

Personal insurance is all about protecting ourselves and the ones we care about. We aim to protect our clients and their families like we do our own. The ClickCover team can offer free financial advice about your best insurance options, depending on your life situation and circumstances.


Our clients are happy.

“Hearing my diagnosis, Jamie was here at our home to see me and assist with a health insurance claim in less than 24 hours, ensuring everything went smoothly. It took away a great deal of stress having him deal with my health insurance.”Dawn Potts
“Jamie is the consummate professional who epitomises ‘good old-fashioned’ values combined with the ability to explain the complexities of insurance to be understood by a layperson.”J. F. Pickett
“Getting insurance online is so much easier than meeting a broker face-to-face. You don't have to worry about telling someone who you don't really know all of your personal details, like your health and financials, which can make you feel uncomfortable.”Michelle
HR Advisor, New Plymouth

Prefer to talk to someone straight away?

We believe in choice! If you’re not quite sure what cover you need to fill out the Online Advice tool, or would prefer to speak to someone now, get in touch with the ClickCover team to arrange an appointment - we can’t wait to meet you.

1. Click

Click to complete the easy Online Advice tool.


2. Call

One of our Experienced Advisers will call you to chat about options.


3. Covered

Relax, we’ll take care of the rest and get you covered.


Start online adviceBook an appointment


Common times Kiwis worry about personal insurance.

Big life events are often the prompt to finding insurance, such as:

  • buying a house,
  • getting married,
  • having children,
  • the loss of a loved one,
  • having to write a will, or
  • starting a business.

Let’s be honest - there’s a lot of trash out there in the market; products full of exclusions and not much help at claim time. But there’s also amazing products that provide the right cover without the BS or traps. These are the products we bring to our clients.

We don’t want you to get on the wrong policy, or spend time trying to find a good one. Instead, we will do all the homework and heavy lifting for you. You just focus on enjoying these big life moments.


Latest personal insurance articles from the blog


Explore our other insurance options