ClickCover - Get smart advice

ClickCover -  Get smart advice

Who is ClickCover?

ClickCover is a New Zealand owned and operated company specialising in online personal insurance advice. Co-founder and award winning Financial Adviser Jamie Toon has over a decade of experience working within the financial services industry and remains concerned that it still isn't easy for Kiwis to receive top quality advice. There are many people who continue to be let down by the industry because they aren't getting the expert advice and service they deserve.

When it comes to insurance, most of us don’t have the time or expertise to investigate the varied clauses, exclusions and fine print in a policy document and current “quote and compare” websites do not drill down to this level of detail. Not knowing the fine print of your policy, leaves you vulnerable to a claim not being paid out. Unlike basic "quote and compare" websites, bank insurance products or negligent advisers, ClickCover ensures you get smart advice.

Why ClickCover is smarter than other advice companies

ClickCover offers comprehensive insurance advice given by a Registered Financial Adviser (an RFA). RFAs are governed by the Financial Markets Authority, who rigorously check advisers are compliant to the Financial Adviser’s Act 2008. This provides certainty you are receiving quality advice from a trusted expert. Unlike the traditional face-to-face adviser model, you can get expert advice using ClickCover’s simple and easy to use online tools. This can save you hours of time by eliminating unnecessary meetings, yet does not reduce the quality of your cover.

It is ClickCover’s mission to lead the way in customer care, from first click to claim time. You will be allocated your own personal RFA who will be there for you every step of the way. When you make a claim, your RFA has trusted relationships with all of New Zealand's leading insurance providers and can effectively advocate on your behalf. It is this unique combination of expert advice, trusted partnerships and clever technology that makes ClickCover the smart choice.

What value does ClickCover add?

Personal insurance is a specialised and complicated field. ClickCover have made it their job to understand over 25,000 marketplace variations, so you don't have to.
A ClickCover RFA will take all of the “complicated work” off you and:

• Qualify your individual needs and provide top recommendations across all the major insurers,
• Analyse all policy documentation, terms and conditions and confirm they meet your current and future financial goals,
• Check for any exclusions in the policy wordings,
• Negotiate with major insurance companies to ensure they get the very best outcomes for you,
• Complete the insurer application forms,
• Handle any requests for medical notes,
• Manage the claims process and advocate on your behalf to get you all of the benefits your policy entitles you to,
• Review your policies on a regular basis,
• Build a trusted relationship with you and remain available for any questions at all times.

It’s easy to get smart insurance

Getting smart insurance advice is a simple and easy three step process.

Step 1. Go to , click on the “Get Smart Advice” button and complete the quick and easy form.
Step 2. One of our expert Registered Financial Advisers will call you to talk through the details you have provided and to discuss your smart insurance options.
Step 3. Relax. ClickCover will handle the rest and get you covered.

Get expert advice you can trust, now that's smart!

Get smart advice, go to or call the team on 0800 clickcover