Babymoons – Travelling while you are pregnant

 
Babymoons – Travelling while you are pregnantA babymoon is a great opportunity for a couple to rest and unwind before a little one arrives and the late nights of feeding and changing nappies begin. It's also a chance to make important decisions like; choosing baby names, whether to find out if it’s a boy or girl, or who to name as guardians. There are a lot of hotels and destinations that have jumped on the babymoon bandwagon. Packages include luxury accommodation, relaxing massages, welcome gift hampers and buffet breakfasts (you are eating for two after all!)

You’ll want to make sure that wherever you pick, you have access to:

  • Extra pillows
  • Good food that has been hygienically prepared
  • A nearby hospital or doctors

Make sure you always have the following items with you:

  • Prenatal charts/medical notes
  • Emergency contact details
  • Water bottle
  • Prenatal vitamins and any other medication
  • Insurance documents

And if you’re travelling overseas you’ll need:

  • Compression stockings
  • Doctor’s letter permitting travel
  • A list of foods to avoid

Before your trip

It’s good to be well prepared for an upcoming journey. It’s even more important when you’re pregnant, with more to consider for you and your unborn baby. Consider the following steps before you head off.

  • Check the airline restrictions for flying while pregnant
  • Register with SafeTravel – let the Government know where you’re going, so they can contact you in an emergency.
  • Visit your GP – discuss your travel plans and get the relevant vaccinations. You may even need a medical certificate confirming you’re fit to travel.
  • Research your destination – consider the foods, cultures and climates of the places your visiting. Know what to avoid, particularly while pregnant.
  • Pack correctly – pack clothes that take your changing shape into account and keep you comfortable.

Vaccinations for pregnant women

As a pregnant woman, you are at risk of serious complications if you contract malaria or viral hepatitis E. Certain standard vaccinations can also be harmful to your baby when you’re pregnant. We recommend you get in touch with your doctor before you travel to ensure you have the right vaccinations for your trip. Nothing is more important than protecting the health of you and your baby.

Quality travel insurance for pregnancy

At ClickCover we offer cover for pregnancy, if you meet certain conditions. Our travel insurance policies cover women up to and including their 23rd week of pregnancy. If you’re travelling during that time, your policy will provide you with overseas emergency medical expenses cover for serious, unexpected pregnancy complications, access to 24-hour travel assistance services and much more. If you are pregnant when buying your travel insurance, you’ll need to complete a medical assessment to apply for cover if:

  • You've had complications with this pregnancy or a previous pregnancy;
  • You have multiple pregnancy e.g. twins or triplets; or
  • You had a medically assisted conception e.g. using assisted fertility treatment including hormone therapies or IVF.

If you have already bought your travel insurance and then found out you were pregnant there’s no need to do anything. If you need to cancel your trip due to your pregnancy, you’ll need supporting documentation from your doctor indicating you’re not fit to travel to claim for cancellation.

What cover do I get for my pregnancy?

ClickCover Travel Insurance looks after the mother if serious or unexpected pregnancy complications arise before the 24th week of the pregnancy. If you’re travelling in the first 23 weeks of your pregnancy and you meet the conditions in the policy wording we can provide you with:

  • Overseas emergency medical expenses cover for serious and unexpected pregnancy complications
  • 24-hour travel assistance services
  • Access to an Australian-based doctor via TravelGP*

We do not cover childbirth or neonatal care overseas. Overseas births can be complicated and expensive. We recommend travel before the 24th week of pregnancy to reduce the risk of an overseas birth. If you travel after the 23rd week, we can provide cover for non-pregnancy related events. You’ll have standard policy elements like luggage cover and any medical conditions not related to your pregnancy.

What is not covered for pregnancy?

Please keep in mind that under our travel insurance policies:

  • No cover is provided for standard check-ups or scans.
  • No cover exists where serious, unexpected complications of your pregnancy occur after the 23rd week of pregnancy.
  • No cover exists for childbirth or the health of a newborn child, regardless of the stage of pregnancy at which the child is born.

In an emergency

If something isn’t right while you’re overseas, contact the local emergency services and then as soon as possible, give us a call. If you are giving birth overseas, we can provide non-financial support and put you in touch with your family back home. While childbirth isn’t covered by our policies from a financial perspective, we can still be there for you for emotional support and assistance. Our customers may have access to our TravelGP service where we can put you in touch with an Australian-based doctor via telemedicine.

Childbirth overseas

If you are travelling in your third trimester or you unexpectedly go into labour overseas there are a few things to consider. Citizenship rules change from country to country, so it’s a good idea to understand the local laws before travelling. If you are a citizen of New Zealand and you give birth overseas, you’ll need to apply for your child’s New Zealand citizenship and passport before you can return home. This process can take up to 30 working days. For application forms and more information visit the New Zealand government website. Our assistance team can help put you in touch with the local embassy to organise the documents.

Enjoy the journey

Being pregnant is an incredible journey, but you may just want to squeeze in one last holiday before your little one arrives. Quality travel cover can be one of the most important purchases you make to protect the health of you and your baby. To give you comfort and peace of mind, consider taking out pregnancy travel insurance at www.clickcover.co.nz